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bankee.ai
Next-Generation Payment Infrastructure

One Platform. Every Payment.

Bankee connects smart devices to every major payment network — Wero, Open Banking, Agentic Protocols, Stablecoins, CBDCs and traditional cards — through a single, elegant SDK.

Partner With Us Explore the Platform
WeroOpen BankingAgentic AICBDCStablecoinsVisa / MC
PSD2 / PSD3 · GDPR · EMV compliant · Bank-level encryption
Payment Networks
Wero · APMs
Open Banking
Visa / Mastercard
CBDC / Stablecoin
Agentic Protocols
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Bankee SDK
Smart Devices
Phones
Watches
Wearables
Smart Rings
Any NFC Device

Integrated with the networks that matter

Wero
43M+ users
Yapily
Open Banking
Visa
Cards
Mastercard
Cards
Google AP2
Agentic
Coinbase X402
Stablecoin
FCA
Authorised

The definitive bridge between devices and payment networks

Bankee eliminates the complexity of connecting hardware to financial infrastructure — giving device manufacturers a single, elegant integration that unlocks every payment method at once.

Multi-Rail Payments

One SDK delivers Wero, Open Banking, Agentic, CBDCs, Stablecoins and traditional cards. No multiple integrations. No fragmented infrastructure.

Device-Native SDK

Full NFC, BLE and Secure Element support out of the box. Works across phones, watches, wearables, rings — any smart device, any OS.

Bank-Level Security

APDU exchange, secure key management, end-to-end encryption. Fully compliant with PSD2/PSD3, GDPR, and EMV. Regular third-party audits.

Every rail. One integration.

From today's dominant networks to tomorrow's agentic protocols — all accessible through the Bankee SDK.

Live

Wero (APMs)

European instant payment network with 43M+ registered users and growing merchant acceptance across the continent.

🏦Live

Open Banking

Direct account-to-account transfers via 2,000+ connected banks across Europe and beyond — powered by Yapily.

🤖Integrated

Agentic Payments

AI-driven autonomous payments via Google AP2, Mastercard Agent Pay, and Visa Acceptance Toolkit for zero-touch commerce.

🪙Integrated

Stablecoins

Digital currency payments with stable value via Coinbase X402 — blockchain-powered, low-fee, and programmable.

🏛️Roadmap

CBDCs

Central Bank Digital Currencies — government-backed digital money for sovereign transactions including the Digital Euro.

💳Live

Traditional Cards

Visa and Mastercard with global coverage and universal merchant acceptance — the trusted fallback for every transaction.

Implementation

Live in 9 weeks

A streamlined four-phase approach — with dedicated support at every milestone.

01Week 1–2

Technical Planning

Comprehensive requirements review, integration architecture design, and environment configuration tailored to your device ecosystem.

02Week 3–6

SDK Integration

Integrate the Bankee SDK with your platform. Core payment features — NFC, BLE, Secure Element — built and continuously tested.

03Week 7–8

QA & Compliance

Full quality assurance, security testing, PSD2/PSD3/GDPR compliance verification, and real-world user acceptance testing.

04Week 9

Production Launch

Production deployment with performance monitoring, optimisation, and dedicated support from day one of go-live.

Commerce that runs without human input

Bankee is purpose-built for the agentic economy. AI agents can monitor inventory, negotiate with suppliers, and trigger payments autonomously — with human approval gates wherever you need them.

We support every major agentic payment protocol so your devices are ready for the autonomous commerce wave — today.

Agent monitors stock levels
Negotiates with supplier
Generates payment link
Human approves or auto-executes
Google AP2
Google's Agentic Payment Protocol for seamless AI-initiated transactions.
Mastercard Agent Pay
Secure AI-initiated payments with enterprise-grade identity and security.
Visa Acceptance Toolkit
AI-driven payment acceptance for autonomous merchant commerce.
Coinbase X402
Stablecoin payments for blockchain-powered autonomous transactions.
Roadmap: 2027–2028
Digital Euro CBDC pilot, Euro Stablecoin infrastructure, and deeper AI commerce integrations with leading device platforms.
2,000+
Banks Connected
via Yapily Open Banking
19
Countries Covered
Pan-European reach
95%+
Account Coverage
of consumer banking accounts
43M+
Wero Users
across Europe and growing

Three-tier architecture. Enterprise-grade.

From device to cloud to payment network — each tier is independently scalable and purpose-built for mission-critical reliability.

Tier 1

Bankee Mobile SDK

  • Device Manager
  • Service Delivery
  • APDU Handling
  • NFC / BLE / Secure Element
  • Multi-device Support
Runs on device. Portable to any OS.
Tier 2

Bankee Cloud Platform

  • Secure Key Management
  • Payment Orchestration
  • Multi-Rail Tokenization
  • Real-time Transaction Processing
  • 24/7 Monitoring
Enterprise-grade cloud infrastructure.
Tier 3

Service Provider Integration

  • Wero / APMs (Yapily)
  • Open Banking (2,000+ banks)
  • Visa / Mastercard Networks
  • Agentic Payment Protocols
  • CBDC & Stablecoin Rails
All major payment networks.
RESTful API + Comprehensive SDK
Full sandbox, practical code examples, and a dedicated integration support team.
Request API Docs

Let's build the future together

Whether you're exploring the POC, evaluating the SDK, or discussing a strategic alliance — our leadership team is ready to move fast.

Naved Siddiqi
CEO

Strategic partnerships, commercial agreements and executive alignment.

naved@bankee.ai
Mohammed Khalif
CTO

Technical integration, SDK architecture and platform deep-dives.

mohammed@bankee.ai
Jonathan Chapman
CCO

Commercial strategy, channel partnerships and go-to-market execution.

Jonathan@bankee.ai
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